Policyholders must have somebody to turn to when their insurance company breaks the promise it made in exchange for their premium.
With an estimated 499,000 structure fires in 2017 causing $13 billion in damage, there are very few instances more devastating than losing your property and possessions in fire. The Law Offices of Scott Green understands the whirlwind of chaos that a policyholder may experience in the days and months after such a tragic event, especially if a valid claim is being delayed or denied.
Smoke damage from fire can be very concerning for homeowners, especially children, elderly adults, and those with pre-existing health conditions. If not properly treated, the fine particles of smoke can penetrate your skin, lungs, and eyes potentially creating a wide variety of issues. Properly and quickly remediating smoke damage from a fire is an imperative element in protecting your family.
Partial Loss VS. Full Loss
An insurance company may declare your property a partial loss if they believe it can be salvaged with a significant amount of cleaning and restoration. In the event there is significant structural damage, your insurance company may decide to declare your property a full loss, meaning the damage is so significant that there is no avenue for repair.